FAQs About Midland Credit Management

Who is Midland Credit Management (MCM)?

Midland Credit Management, Inc. (MCM) is a debt collector. MCM created the industry’s first and only Consumer Bill of Rights. MCM believes in:

  • Collecting debt ethically
  • Offering a variety of tools to help consumers
  • Providing access to education and outside resources
  • Giving consumers flexible options to repay, including payment plans with a discount.

What’s the difference between Midland Funding and MCM?

Midland Funding, LLC, buys consumer debt. Midland Credit Management, Inc. (MCM) is a debt collector that services accounts for Midland Funding, LLC. MCM believes in helping consumers find their way back to financial stability. Midland Credit Management understands unpaid debt can cause stress, and we are here to help.

Can I work with the original company with whom this debt was created?

No, you cannot continue to work with the original company. Your account is no longer owned or serviced by the original creditor. All payments and questions need to go through Midland Credit Management, Inc. (MCM). MCM has helped over 7 million consumers gain control of their financial obligations.

Why am I working with MCM instead of Midland Funding?

Midland Funding LLC does not service accounts. Midland Credit Management, Inc. (MCM), a debt collection company, services accounts on behalf of Midland Funding LLC. MCM is dedicated to helping consumers find their way back to financial stability. Financial stability helps relieve the stress that can come with unpaid debt.