I’m not sure this debt belongs to me. What should I do?
Follow the instructions on the reverse of your validation notice. You may also call Midland Credit Management at (877) 653-4161 if you have questions. If you have received a letter from Midland Credit Management that you believe is in error, please call MCM.
Can I get more information about this debt online?
My credit report says my account was “Charged-Off”. Do I still need to pay the debt?
Yes, a “charged-off” account is an accounting designation from the original creditor. You are still responsible for the account balance.